The ten standardized Medicare Supplement plans, explained with numbers. Independent educational site. Not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any insurance company. Figures are 2026 amounts published by CMS unless noted; check Medicare.gov for your situation.
- Medigap plan letters explained: what A through N actually cover
A plain-English guide to the ten standardized Medicare Supplement plans, the 2026 deductibles they fill, and why Plan G and Plan N dominate new sales.
- Plan G vs Plan N: the break-even maths
How many doctor visits it takes for Plan N's copays to cancel out its lower premium, using example 2026 premiums and the $283 Part B deductible.
- High-deductible Plan G in 2026: the $2,950 deductible and who it suits
How the high-deductible version of Plan G works, its 2026 deductible, and when the premium savings outweigh the extra risk.
- Plans K and L: cost sharing with an out-of-pocket cap
How Medigap Plans K and L split costs with you, the 2026 out-of-pocket limits, and when they make sense instead of Plan G or N.